how to make police report malaysia

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Say Bye To Balai, KL-Ites Can Now Make Police Reports Online. Here’s How.

Ellia Pikri

In this article

Effective since February 2015, the Home Ministry (of Malaysia) has made it compulsory for all losses of our International Malaysian Passports to be lodged as police reports.

This is no matter whether you lost it here in our Tanah Tumpah Air, or even if you lost it everywhere from USA to North Korea (Fun Fact: Malaysians don’t need a visa to enter North Korea, though considering our current geopolitical circumstances, it’s best we don’t use that privilege).

Recently, City police chief Comm Datuk Amar Singh said , “In 2015 and 2016, 80% to 90% of reports lodged in Kuala Lumpur involved people losing their IC or passports, misplacing handphones, and runaway maids.”

So an e-reporting portal was developed to help the citizens lodge police reports for these non-criminal cases.

However, we found that it was actually quite a frustrating experience. For one thing, when we tried it yesterday, many of the links provided online auto-redirected to the  Traffic PDRM page instead. It looks like the problem’s fixed today, so kudos to the tech-wizards in charge of the page.

For now, online reporting is only available to the contingent in Kuala Lumpur, and the police department has stated that it’s possible that this may be eventually rolled out nationwide. There was also a second portal launched  recently. The Online Checking System is open to all of Malaysia and allows users who have lodged police reports to check the progress of their cases.

But for the purposes of this article, here is a step by step guide on how to lodge an online police report using the new system.

So Here’s What You Do. 

Step 1: Go to this link: https://ereporting.rmp.gov.my/index.aspx

Step 2:  Click ‘Register User’

how to make police report malaysia

Step 3: Fill in your information

how to make police report malaysia

Step 4: You’ll be redirected back to the homepage. Now, you can enter your ID and password, which will link you to the page below.

how to make police report malaysia

Step 5:  Fill in your information here.

how to make police report malaysia

Step 6:  Now fill in the location of the incident and the details about where your ‘incident’ took place. Then, to fill in the “Balai Polis Report Submitted” sections, you have to select the police station on the map which will auto-generate the contingent, district and station. This was a step that almost got us stuck, until one of the team figured it out.

how to make police report malaysia

Step 7: Create your report, and hit “Next”.

how to make police report malaysia

Step 8:  Double-check your info on the confirmation page and if you want, you can print your report.

And that’s it! You’ve submitted your report online. Once you get the hang of it, the reporting process is quite convenient, if not as intuitive yet.

Of course, although everything is now online and very convenient, it doesn’t mean that you should get too trigger-happy with report submitting. These are official documents and should be treated as such. If you are charged and convicted with lodging a false police report , you may face imprisonment up to six months or a fine of RM2,000 or both. You might notice that we don’t have final screenshots of the submission screens, and this is to avoid just that.

But for now, the good citizens of Kuala Lumpur should be able to use this online portal to report the losses of everything from ATM cards, ICs, passports, and even runaway maids.

Also Read 14 Years & Counting, Cradle Answers The Maturing Startup Scene In M’sia With A New Strategy

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how to make police report malaysia

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© The Star (Used by permission) Law For Everyone BY BHAG SINGH If you see a crime being committed, it is your duty to report it and you are protected, as long as the report is made honestly. THERE seems to be a growing culture in the country over the past several years that whenever one person does not like what the other says, he lodges a police report. Sometimes tens and tens of reports are lodged over the same incident, be it a happening or a statement. There are situations where there is a dispute between parties over a civil matter. Friends and acquaintances sometimes advise that the person aggrieved should lodge a police report. But why make a police report? Many people are sometimes not actually clear as to why they are making the report. Many, in fact, lodge reports to get the matter off their chests. Sometimes when something happens, the person does not know what to do and he makes a police report and feels that he has done something. However, it sometimes serves little purpose. In the main, police reports play a pivotal and necessary role in the area of criminal law and the commission of offences. It is the general duty of the person who sees an offence being committed to report it. In some cases, like the law on road transport, there is a requirement that a person involved in an accident must report it. Not doing so becomes an offence. Such a report is referred to as a first information report, and it triggers off the police investigation. A police report about an incident where a crime or offence is suspected is a starting point for the commencement of the investigation. Once the report is made, depending on the content, there may or may not be an investigation. There can be different reasons why a police investigation commences or nothing happens. However, where there is an investigation, it should lead to a conclusion. Either the investigation shows that there is enough evidence to prosecute the person complained against and he is charged, subject to necessary approval, or the matter is closed. However, does there always have to be a police report for an investigation to commence? On some occasions the police will say that they took no action because there was no police report. Depending on the circumstances, such a statement may amount to avoiding the issue rather than dealing with it. This is because it is not necessary for a person who witnesses the happening to go to a police station to make a police report before an investigation can start. All that is required is for a first information report to exist. Thus if a passer–by sees that there has been an accident and calls the police and informs the officer that there is an accident at a particular place, what the police officer on duty takes down becomes the first information report and based on that, an investigation starts. There have been occasions where a very important person is aggrieved and the police come to know that. Having an allegation that an offence has occurred, a police officer makes a report himself and this then becomes a first information report and the basis for the investigation to commence. This is not wrong, but it would be better if such an approach were also extended to lesser beings. In the case of grievances of a civil nature, where there is a dispute between two parties which does not amount to an offence or crime, there is nothing for the police to investigate. It is a matter for the parties as to how they wish to address the situation. The police report made, at best, serves as a contemporaneous record of what has been said and alleged at a particular time. Depending on the facts and the circumstances, it may in some situations have a certain corroborative value. Whether, in such a situation, a person should or should not lodge a report depends very much on the facts. In the ordinary course of things, it would do no harm but at the same time may not serve any purpose either. Another situation that arises out of making a police report is that the person making the police report may make serious allegations against the other in the police report. This can lead to the person accused being arrested or detained. In other cases, the content may be highly defamatory. If this happens, can an action be taken against the person who makes the police report, if it turns out that the allegations were not justified? A person who lodges a police report is generally protected, so long as the report is made honestly, even though investigations later do not bear out what is basically alleged in the report. No action can be taken against such a person by a person who is initially detained, though subsequently set free. If every person, prior to making a report, is required to provide proof of the allegations made by him, then there would be no role for anyone else to play and the complainant would be required to be a detective and investigator before he could lodge a report. That is not the concept relating to making police reports under our law. Nor is a person who makes a police report liable if facts that are later discovered show that there was no adequate basis for his complaint. The only exception would be where the person makes such a report knowing at the outset that it is false. Any comments or suggestions for points of discussion can be sent to [email protected]. The views expressed here are entirely the writer’s own.

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Utama » Informasi » e-Reporting PDRM: Buat Laporan Polis Secara Online

e-reporting

e-Reporting PDRM: Buat Laporan Polis Secara Online

Polis Diraja Malaysia ( PDRM ) sebelum ini telah memperkenalkan sistem yang membolehkan orang ramai membuat laporan polis secara atas talian menerusi e-Reporting.

e-Reporting adalah salah satu inisiatif PDRM untuk memudahkan orang awam membuat laporan polis secara online melalui internet di mana-mana sahaja pada bila-bila waktu.

Sistem ini disediakan hanya untuk membuat laporan polis bagi kes kehilangan dokumen atau barang yang tidak berkait dengan jenayah.

Orang ramai yang ingin membuat laporan polis secara online boleh melayari laman web https://ereporting.rmp.gov.my/index.aspx .

how to make police report malaysia

Jenis Laporan Polis

Jenis laporan polis yang boleh dibuat melalui sistem ini adalah seperti berikut:

  • Hilang/tercicir kad pengenalan.
  • Hilang/tercicir lesen memandu.
  • Hilang/tercicir kad kredit/ATM.
  • Hilang telefon bimbit.
  • Hilang komputer riba (laptop).
  • Hilang cukai jalan.
  • Pembantu rumah lari-Tujuan permohonan pembatalan permit pembantu rumah sahaja.
  • Kehilangan kerosakan peralatan atau dokumen akibat bencana alam.

Pengguna Sistem

Pengguna yang ingin menggunakan sistem ini mestilah mereka yang berumur 18 tahun dan ke atas yang mempunyai capaian internet.

Cara Penggunaan

Penggunaan sistem ini boleh dibuat menerusi langkah-langkah berikut iaitu:

  • Layari laman web https://ereporting.rmp.gov.my/index.aspx .
  • Klik ‘Daftar Pengguna’ dan isi maklumat yang diperlukan diikuti dengan butang ‘Daftar.’
  • Log masuk dengan memasukkan no kad pengenalan dan kata laluan diikuti dengan butang ‘Login.’
  • Semak butiran pengguna.
  • Masukkan butiran kejadian.
  • Masukkan keterangan kejadian.
  • Hantar butiran laporan tersebut.
  • Cetak dan pengguna akan menerima salinan laporan tersebut menerusi email.
  • Bawa laporan polis tersebut ke agensi yang berkaitan.

Maklumat Lanjut

Maklumat lanjut mengenai penggunaan e-Reporting, sila layari laman web https://ereporting.rmp.gov.my/index.aspx .

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how to make police report malaysia

5 things you shouldn't do when making a police report in Malaysia

Sometime in our lives, we may have to make a police report, whether it’s because we got into a car accident or became a victim to a crime. But while we may not think too much about it, did you know that there are certain things you can do while making a police report that could land you in trouble?

1. Uploading your police report on social media

You’ve probably seen it on your Facebook newsfeed before – one of your friends experiences a crime, makes a police report, and uploads it so the whole world will know the story. Seems pretty innocent right?

Well depending on the contents of the police report, publishing a police report could actually leave you open to a defamation suit. Which means someone can sue for making an untrue statement about them which causes a loss of reputation. 

But before we get to how ‘uploading police reports’ = ‘defamation’, we’d first have to know a legal concept called ‘privilege’. Actually if you have watched legal dramas or movies like Suits before, you may have heard a version of the term before: ‘attorney-client privilege’. It basically means that, whatever you tell your lawyer it cannot be used against you in court. So even if you told your lawyer you murdered someone, the court can’t use that to find you guilty. 

Similarly, privilege applies to police reports. Which means that what you say to the PDRM through your police report is protected and the contents can’t be used against you in court. But here’s the thing, the courts recently said that if you publish your police report you wouldn’t be protected by privilege. Thus if let’s say you named someone in a police report and you stated he did something (which is untrue) and it ruins his reputation –  you would be open to a lawsuit.

2. Making a false police report

If you’ve lost your IC, you probably start thinking of the difficult processes to follow. Go to JPN, pay the fine, and make a police report stating your IC got lost – so that it doesn’t get misused if found. But that fine we mentioned, may cause some people to alter the facts in their police reports. Because, if your IC got stolen instead of misplaced, you wouldn’t need to pay the fine. 

A little lie never hurt anyone, but it can hurt you if you lie to the PDRM while making a police report. This is because under Section 177 of the Penal Code, it’s actually an offence to lie in your police report. 

So it’s probably best to just pay the fine in JPN for losing your IC rather than taking a risk that could result in you being behind bars. 

3. Refusing to report certain crimes

Well this one has less to do with making police reports ad more to do with not making one. 

You may have experienced this, you were a victim of a crime or heard about one, but you just didn’t want to make a police report. Doesn’t seem so bad, right? Well in some situations, if you fail to report certain type of crimes it’s actually an offence. 

Section 13 of the Criminal Procedure Code says that there’s a legal duty to report to the PDRM about certain crimes, which includes:

  • Waging war against the Yang di-Pertuan Agong, Ruler, or Yang di-Pertua Negeri
  • Possessing weapons or missiles at riot 
  • Kidnapping or abducting 
  • Exploiting any person for the purpose of prostitution
  • Buggery with animal 
  • Carnal intercourse without consent 
  • Incites a child to an act of gross indecency
  • Theft with preparation of causing death or hurt in order to commit theft 
  • House trespass in order to commit an offence punishable by death or life imprisonment
  • Housebreaking by night

And unless you have a reasonable excuse for not reporting about these crimes, Section 202 of the Penal Code says that you could be liable to up to 6 months in jail and/or a fine up to RM 2,000.

4. Waiting too long to make a police report

You’ve probably heard this before: “if you kena accident, you must report it within 24 hours”. 

According to Section 52 of the Road Transportation Act, it says just that:

  And if you think there aren’t any consequences for not reporting the accident within 24 hours, a close look at the lengthy and technical Section 119 of the same act says that, anyone who without lawful excuse doesn’t comply with the RTA commits an offence.

But of course, because of the word “without lawful excuse” doesn’t mean that everyone who doesn’t report an accident within 24 hours would kena a penalty. If let’s say you had a valid excuse (eg. you needed time to recover from an injury), you would probably be let off the hook.

5. Withdrawing your police report

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I'm so woke I don't sleep

WORLD OF BUZZ

Malaysians Can Easily Make Police Reports Using This Phone App, Here’s How

how to make police report malaysia

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Our Polis Diraja Malaysia (PDRM) actually launched an application last year that Malaysians can use to make police reports!

Though it has been a year now since its debut, shockingly, many Malaysians are still unaware of this amazing creation.

The app is called  Volunteer Smartphone Patrol (VSP),  which was made in hopes that the public would be more proactive in making police reports after witnessing or suspecting a crime.

Before the VSP came into existence, the public had to make reports via the PDRM hotline, SMS line or go to the police station themselves.

Though making phone calls or sending text messages could be done from anywhere, they were pretty limited in terms of sending pictures, videos or the exact location of the incident.

However, with VSP, we can send those media files and use our smartphone’s GPS system to send our exact location.

Plus, the app is very easy to use! Just download VSP into your phone and open the app.

Malaysians Can Actually Make Police Reports Using This Phone App - World Of Buzz 6

If you’re a first time user, you have to register your details. Then, follow the simple steps below:

1. Input your details

Click on ‘daftar’ (register), then fill in your details accordingly. You merely need to come up with a username, phone number, then choose your location and whether you’re a normal citizen or a civil servant.

Malaysians Can Actually Make Police Reports Using This Phone App - World Of Buzz 5

2. Request for a TAC number

After filling in your details, you have to request for a TAC number. The TAC number will be sent to you via SMS. This is why you absolutely have to input a working phone number .

3. Get your password

When you’re done registering, simply go back to the main menu and choose ‘semak’ (check). There, you need to input your registered phone number again to receive your password via SMS.

Malaysians Can Actually Make Police Reports Using This Phone App - World Of Buzz 3

Once you’ve received the password, simply input your username and password in the main page and then click on ‘log masuk’ (log in).

Once done, you can start making police reports! Yay! 

You can click on the grey and white dots on the top left corner of the app to check out the main menu. To file a report, simply click on ‘aduan’ (complaint).

There, you can fill in the details, send pictures, and even input the exact GPS coordinates and location!

Malaysians Can Actually Make Police Reports Using This Phone App - World Of Buzz

Besides that, there is also the ‘ balik kampung ‘ option where you can inform the police when you are away from home so that they can keep an eye out on your neighbourhood.

This option is particularly handy during celebrations where most urbanites will be back in their hometowns. Usually, places such as Kuala Lumpur and Petaling Jaya are deserted during the festive season, which may attract robbers and thieves towards those empty houses.

By informing the police of vacant neighbourhoods, they will know which areas to amp up with policemen and patrols.

Malaysians Can Actually Make Police Reports Using This Phone App - World Of Buzz 1

Last but not least, you can also easily locate the police headquarters using VSP. You can click onto ‘cawangan’ (branch) to find the police HQ of each state.

They have the station’s address, telephone number, fax number and even exact location via GPS.

Malaysians Can Actually Make Police Reports Using This Phone App - World Of Buzz 9

The app is available on both Android and iOS.

The PDRM’s motto is,

“The peace and safety of the country is our shared responsibility.”

This saying is so true because we all have to work together to build a better community.

Just remember not to make false reports because that is against the law and you can be arrested for doing so! Don’t play play, ok…

Also read:  15 Rights You Should Know When You’re Confronted by the Police

15 Rights You Should Know When You're Confronted By The Police - World Of Buzz

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how to make police report malaysia

What Happens If You Don’t Lodge A Police Report In 24 Hours?

What Happens If You Don't Lodge A Police Report In 24 Hours?

On your way going back home, you participate in a car accident. You accidentally run into a car from behind at a traffic light. As a result, you are badly injured. The question is, can you delay lodging a police report to receive medical treatment? Read on as we explain more in detail regarding the issue.

Time limit for a police report after an accident

how to make police report malaysia

How long can you delay a police report? Let us refer to the law stating our duty to report in case of accidents.

Section 52(2) of the  Road Transport Act 1987  (RTA) stated that:

“In the case of any such accident as aforesaid the driver of such motor vehicle and, if there is more than one motor vehicle, the driver of each such motor vehicle shall report the accident at the nearest police station as soon as reasonably practicable and in any case within twenty-four hours of such occurrence.”

 The “accident” emphasises an accident or occurrence whereby  damage or injury is caused to any person, property, vehicle, structure, or animal .

What are the penalties?

  • First conviction – a fine up to RM2,000 or imprisonment for a term not exceeding 6 months
  • Subsequent conviction – a fine up to a maximum of RM4,000 or/and imprisonment for a term not exceeding 12 months

You have 24 hours (from the time of the accident) to make the report. You are liable for a penalty if you fail to lodge a police report without a lawful excuse .

But the police will not penalize you for making a late report if you have a lawful excuse as to why you might not be able to do so on time.

An exemption is given for a valid reason that can be supported by an official medical report. Examples are such as being hospitalised or receiving treatment for your injuries).

What happens if you do not make a police report?

Please ensure to still lodge police after participating in a car accident for safety. You must still go to the police station and notify your insurer even if you are not at fault in a motor vehicle accident.

A police report will protect you against unexpected third-party claims or injury claims. Usually, the investigating officer will rule in favor of the one who makes a report because the other party is most often at fault and trying to avoid the summon.

You may not have been responsible for the collision. However, the other driver could file a claim while you fail to do so. Without sufficient evidence, it looks more suspicious on your end. You could end up bearing the blame when you could have got off scot-free.

In addition, your insurer may reject your claim if you fail to submit a police report or if the report is made 24 hours after the accident. 

Steps you need to take after a car accident

Below are the steps that you should do following a road crash :

  • Check your injuries
  • Move your vehicle to the side of the road for safety
  • Gather details of the accident
  • Call your insurer’s hotline
  • Lodge a police report (please provide the details of the accident to support your report)
  • Report the accident to your insurance company

Bjak is one of Malaysia’s largest car insurance comparison platforms that offers 15 insurance brands. Get  free car insurance quotes online  at Bjak.my and  renew your car insurance online  in just 5 minutes.

  • Car Insurance Claims in Malaysia
  • Car Insurance Claim: Dos & Don’ts After a Car Accident
  • Why Your Car Insurance Claim Might Get Rejected

how to make police report malaysia

What to Do When You are Involved in a Car Accident

  • Motor Claims
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what to do after a car accident

Malaysian roads are fraught with accidents, and even if you drive carefully, there will always be someone driving recklessly and endangering others.

For this reason, the Malaysian government enacted the Road Transport Act 1987 to protect all road users and vehicles. This law, enforced by the Ministry of Transport, the Road Transport Department, and the Royal Malaysian Police, is intended to prevent accidents due to negligence and reckless driving.

However, despite the authorities' best efforts to create safer roads, the number of road accidents that occur every year remains alarmingly high. Malaysia reported 418,237 road accidents and 4,634 accident mortality in 2020 alone. This translates to about 13 people killed every day due to unsafe driving in 2020.

Whether or not a road accident results in a fatality, its consequences are no less significant. Even if you are not at fault in a motor vehicle accident, you must still go to the police station and notify your insurer. Additionally, you will not be able to use your vehicle while it is being repaired. It would be worse if you are injured.

We can conclude that being involved in a motor accident is at the very least a frustrating and time-consuming experience.

If you are unfortunate enough to get into a road accident, what should you do? The following is a comprehensive explanation to help prepare you for the unexpected on the road.

handling car accident guide infographic

1. Assess whether you need medical assistance

First of all, don't panic and remain calm. Check yourself, your fellow passengers, and the other party for injuries. Call 999 immediately to request assistance if you see anyone who needs medical attention.

2. Take note of your surroundings and make sure you're safe

Your vehicle should not block the road. If it does, it should be moved safely. Oncoming drivers may not be able to see that you've stopped. Keeping a safe distance from other vehicles can lessen the chance of causing a traffic jam or another collision.

In case of an accident involving another driver, both need to move to the side of the road. It is still important to use your hazard lights and a warning triangle, even after you have moved to the side of the road.

Once you have repositioned the vehicle, turn off the engine to prevent further damage.

If angry mob forms or you encounter a road bully harassing you, don't get out of the car and instead drive straight to the police station. The law prohibits road bullying, so if you fear for your safety, you should head to the police station immediately and lodge a report.

3. Document any damage to your vehicle

Once you have confirmed that it is safe to get out of your vehicle, assess it properly for damage. Discuss any damages to both of the vehicles with the other party. Remember to be polite, do not get into an argument, admit fault or sign anything.

You should always take photos of the accident scene and damage caused to all vehicles involved whenever possible. These photos will make an important supplement to the police report.

Ensure that you have all these details documented, as they can serve as evidence:

  • Any visible damage to the vehicle (yours and the other party's).
  • Close-ups of any visible damages to the vehicle (yours and other party’s).
  • The presence of physical marks (if any) such as skid marks, damaged lamp posts, potholes, or damaged road barriers.
  • Road names or landmarks in the area.
  • If you have a dashboard camera, save the video footage to give to the police later.
  • Write down the time the accident occurred.
  • Note the orientation of the vehicles.

4. Exchanging personal information with the other parties

It is crucial to record the personal particulars of all drivers involved in the crash since this will speed up the police report filing process. If the other party decides to commit a hit-and-run or refuses to report it, you will be protected, and you can claim from their insurer.

You should have:

  • Name, address, and phone number of the driver.
  • Identification number and driving licence number.
  • Make, model, colour, and registration number of the vehicle.
  • Other witnesses' contact information (if any).
  • The insurance company name for the other vehicle.

5. For roadside assistance service, call your insurance company's hotline

Call your insurer or insurance agent immediately if you discover your car cannot be driven and needs to be towed. The insurance company will ask you a few simple questions about the accident and arrange for a tow truck to go to the location and tow your vehicle to a nearby panel workshop.

If your car is still roadworthy, head to the nearest police station to file a report before heading to the nearest panel workshop.

Beware of tow truck scams. You will often see people approach you out of nowhere at the scene of accidents and suggest a workshop to fix your car quickly and cheaply. Sometimes they will offer towing service. It is best not to entertain them since they will likely charge you exorbitant towing fees or overcharge you for repairs.

If you have an insurance policy with Kurnia, we offer free 24-hour roadside assistance for your vehicle, whether it has suffered a breakdown or been involved in an accident. Contact our Hotline at 1 800 88 3833, and someone will assist you immediately. You can also download our One Touch mobile app on your phone. With the One Touch app, you can find your nearest panel workshop and request road assistance with a single click of the SOS button.

6. Lodge a police report within 24 hours

To file a report, go to the nearest police station that has a traffic department. This must be done within 24 hours of the accident unless there is a valid reason (such as being hospitalised or receiving treatment for your injuries) that can be supported by an official medical report. A police summons may result otherwise. By filing a police report, you protect yourself against any unexpected third-party motor claims or personal injury claims.

As part of the process, you must provide details of the accident and any other evidence. Following the police investigation, the summons will be issued to the person at fault. Make sure to get a certified copy of the report, as you may need it when you file an insurance claim.

7. Register an insurance claim

If you are not at fault:

If your vehicle is damaged, you can either reach an agreement with the other driver or file an insurance claim.

If you decide to make an insurance claim you have two choices depending on your insurance coverage: You could claim from the third-party insurer directly or speed up the process by initiating an Own Damage Knock-for-Knock (OD KFK) claim.

OD KFK claim is a hassle-free way of claiming from your own insurer and not having to deal directly with the third-party insurer. An OD KFK claim also protects your NCD (except in certain scenarios) because you are not at fault. NCDs are motor insurance discounts you receive if you or a third party has not made any claims under your policy. They can significantly lower your annual premiums.

However, you will need to provide additional documents to your insurer such as a third party police report, police investigation result and the police sketch plan to ensure a successful claim without affecting your NCD.

Once you have filed a claim, a loss adjuster or investigator will inspect your vehicle. Upon assessing the damage and repair costs, the insurer will notify you of the amount you can claim.

If you're at fault:

If the damage is minor and there is no bodily injury, most people will prefer to settle privately with the other party than file a claim with their insurer and lose their No-Claim Discount (NCD).

Depending on the severity of the damage, the other party can file an OD KFK claim with their insurer or a Third Party Property Damage (TPPD) claim with your insurer. You can also file Own Damage claims with your insurer if your vehicle is damaged in the accident, but you are likely to lose your NCD.

What about fender benders?

Fender benders are generally considered minor accidents, usually at low speeds, so the damage is minimal.

When you're involved in a fender bender, it's good to notify your insurer no matter how minor the accident is, even if a private agreement has been reached. If you do so, you can protect yourself from the other driver turning around and suing you for personal injury or property damage.

For Kurnia customers, visit our  Claims Centre  to get the latest information on our claims process.

Disclaimer: This blog post is strictly for informational purposes, and should not be taken as advice of any kind. Kurnia disclaims all responsibility for any losses resulting from reliance on the information contained in this article.

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